Running the money side of a small business
Practical, plain-English guides on invoicing, expenses, cash flow, and taxes — for owners who'd rather be doing the work than reading about accounting.
Invoice Payment Terms: Net 30, Net 14 and What to Actually Use
Net 30 is a default most freelancers never chose. What each term means, what the early-payment discount really costs, and which one belongs on your invoice.
Read the guide Invoicing & getting paidWhat You Can Legally Charge on a Late Invoice in the UK
Statutory interest is 11.75% as of H2 2026, plus a fixed fee per invoice — automatically, whether or not it is in your contract. The maths, worked through.
Read the guide Tax & complianceThe UK E-Invoicing Mandate: What Small Businesses Actually Need to Do
From April 2029 a PDF will not be a valid VAT invoice. What is confirmed, what is still being designed, and why doing nothing yet is the right call.
Read the guide Invoicing & getting paidBest Invoicing Software for Freelancers in 2026
A practical comparison of invoicing tools for freelancers — what actually matters when picking one, and who each option is really for.
Read the guide Invoicing & getting paidQuickBooks vs Billvy: Which One Actually Fits Your Business?
An honest comparison — where QuickBooks genuinely wins, where Billvy is the better fit, and how to tell which one you need.
Read the guide Cash flow & taxesHow to Avoid Tax Surprises as a Small Business
Most tax-time surprises come from bookkeeping habits, not the tax bill itself. Here's what actually causes them, and how to prevent one.
Read the guide Invoicing & getting paidHow to Write an Invoice That Actually Gets You Paid on Time
Most late payments aren't a chasing problem — they're an invoice problem. Here's exactly what to put on one, and a follow-up schedule that gets you paid without the awkward emails.
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