Create invoices, track expenses, monitor cash flow, and stay tax-ready from one clean dashboard — without accounting complexity.
Most accounting tools were built for accountants, not the people running the business. They're expensive, cluttered, and take weeks to learn before you can send a single invoice.
One primary action per screen, plain English instead of accounting terms, and a setup that gets you from signup to your first invoice in about 30 minutes.
Everything that covers invoicing, spending, and tax readiness — without the bloat.
Build and send a clean invoice in under 60 seconds, then track what’s paid, sent, and overdue at a glance.
Log what you spend and let Billvy's AI sort it into a category for you, with a tax-deductible flag so nothing is missing when filing season arrives.
See cash available, what clients still owe you, and how far overdue it is — in plain numbers, on one screen.
A year-to-date income and expense summary with a simple set-aside estimate, so tax time is not a surprise.
Track budget against actual spend per project, log hours against the work, and turn unbilled time into an invoice in one click.
Every core task works from a phone browser. Nothing important is locked behind an app download.
Ask "who owes me money?" or "why was profit lower this month?" in plain English and get a real answer with the numbers behind it — no reports to dig through.
None of these are available yet. They are what small business owners ask us for most, and the order we plan to build them in.
Drop in a bank statement as a PDF or CSV and have the transactions read out of it for you.
Pay vendor bills directly by ACH or card without leaving Billvy.
Track equipment and depreciation alongside the rest of your books.
Collect contractor tax forms and file year-end paperwork directly from the platform.
Billvy is built for owners who bill for their work and want the finance side to stay small.
Invoicing, expenses, and a profit view in one place instead of three separate tools.
Per-client invoicing and per-project budgets, without keeping a spreadsheet on the side.
Costs tracked against the job they belong to, so you can see what a project actually made.
Invoicing, expenses, and reporting for an owner who does the books themselves.
Straightforward income and expense records without an enterprise price tag.
A simple place to record sales income and business spending outside your storefront.
Choose your business mode. No card required.
Name, email, and payment terms. Takes a moment.
Guided wizard, done in about 90 seconds.
Your dashboard updates as you record invoices and expenses.
Once you've got a few invoices and expenses in, Ask Billvy anything about your numbers — no spreadsheet required. Included with Pro.
Every data endpoint requires authentication, and each account can only ever reach its own records.
All traffic runs over HTTPS, passwords are bcrypt-hashed, and we never sell or share your information.
Export everything you have entered at any time, or delete your account and its data outright. No lock-in.
Add a second layer to your login with any standard authenticator app — free on every plan, on by default is your choice.
No per-client fees and no upcharges beyond your plan’s limits. Pro is available to purchase now — Business is still in development.
For freelancers getting started
For freelancers and small businesses
For teams and growing companies
| Feature | Starter | Pro | Business |
|---|---|---|---|
| Invoicing, PDFs and status tracking | 20/mo | Unlimited | Unlimited |
| Quotes and estimates | ✓ | ✓ | ✓ |
| Recurring invoices | ✓ | ✓ | ✓ |
| Clients | ✓ | ✓ | ✓ |
| Expenses and custom categories | ✓ | ✓ | ✓ |
| Projects and budgets | ✓ | ✓ | ✓ |
| Financial reports | ✓ | ✓ | ✓ |
| Time tracking | ✓ | ✓ | ✓ |
| CSV and full data export | ✓ | ✓ | ✓ |
| Two-factor authentication | ✓ | ✓ | ✓ |
| Send a payment reminder by hand | ✓ | ✓ | ✓ |
| Automatic overdue payment chasing | – | ✓ | ✓ |
| Ask Billvy AI analyst | – | ✓ | ✓ |
| AI expense categorization | – | ✓ | ✓ |
| Billvy Brief AI summary | – | ✓ | ✓ |
| Receipt capture | – | Soon | Soon |
| Team members | – | – | Soon |
| Approval workflows | – | – | Soon |
| Client portal | – | – | Soon |
| Multi-currency | – | – | Soon |
| Bank connections | – | – | Soon |
| Vendor bill pay | – | – | Soon |
| Contractor filing (W-9 & 1099) | – | – | Soon |
| Integrations | – | – | Soon |
Starter includes 20 invoices per month, free forever, no card required — Pro removes the cap. Pro is available to purchase now — your plan updates automatically once payment goes through. Business isn’t available to buy yet; contact sales and we’ll talk through what you need. Questions? Get in touch.
Start with invoicing, expenses, and cash flow — no card required.
Start free